RUBY III

Services

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Blog

Read our articles and start making better financial decisions

08.01.2026 Como começar 2026 a poupar: um guia prático para famílias portuguesas

Com o arranque de 2026, o grande desejo de muitas famílias passa por conseguir poupar ou reforçar as suas poupanças e, dessa forma, alcançar uma maior estabilidade financeira.

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06.01.2026 O ano da “consolidificação” da intermediação de crédito

O regime jurídico da Intermediação de Crédito entrou em vigor a 1 de janeiro de 2018.

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29.12.2025 Checklist financeira para fechar o ano em 5 passos

Checklist financeira para fechar o ano em 5 passos

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Contacts

Agent Maxfinance near you!

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Complementary information to the Credit Intermediation activity

Élia Filipa Paixão da Palma | Fábio José da Palma Eugénio

Rua Sedrro do Nodre, 33
7700-011 Almodôvar
Portugal

Avenida da Liberdade Nº58 A
7600-014 Aljustrel
Portugal

6763 | Consult
Vinculated

Civil Liability

Mortgage Credit

HISCOX, SA - 2528379

Valid from until

Consumer Credit

HISCOX, SA - 2528377

Valid from until

Conflict Resolution Centres

  • CIMAAL - Centro de Arbitragem de Conflitos de Consumo do Algarve
  • CNIACC - Centro Nacional de Informação e Arbitragem de Conflitos de Consumo

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

 

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

 

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: